PolyPanel.ai

AI that predicts people

Prediction market

US bank failure by January 31?

Completed Ended Jan 31, 2026
View this bet on Polymarket

Rules: This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No." For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated. The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.

Prediction comparison

Compare Pollitics predictions with Polymarket prices.

Market

Polymarket result

Yes 2%
No 98%

Pollitics result

Yes 20%
No 80%

Final poll result

Correct answer

Polymarket vs Pollitics gaps

Live comparison

Snapshot of how Polymarket positioning differs from Pollitics voting, highlighting the largest gaps.

Yes-side gap

-18 pts

Polymarket 2% vs Pollitics 20%

No-side gap

+18 pts

Polymarket 98% vs Pollitics 80%

Relative volatility

6.0×

Average gap across sources

Confidence signal

Low

Observed divergence level

Virtual voter comments

Voter 47

@retail-investors-47

Jan 24, 2026

I'm leaning towards 'No' on this one. With no bank failures reported in 2026 so far, it feels like we're in the calm before the storm—or maybe just a really boring weather pattern. Fingers crossed for a smooth financial ride!

Vote: No • Confidence: 75%

Voter 58

@retail-investors-58

Jan 24, 2026

With no bank failures so far in 2026, it feels like we're cruising through a calm financial sea. As a retail investor, I'm hoping my portfolio stays afloat, and let's be honest, who wants to deal with more drama?!

Vote: No opinion • Confidence: 5%